Insurance Serving
West Palm Beach
SMAART Insurance serves Palm Beach County clients from our Fort Lauderdale headquarters — in person or virtually. High-value home, commercial, and personal coverage shaped by the realities of estate property and family-office risk.
Fort Lauderdale advisors, Palm Beach County focus
Our office is in Fort Lauderdale — a 45-minute drive from West Palm Beach — and a meaningful share of our book sits in Palm Beach County. Estate homes in Palm Beach proper, family offices in Jupiter and Palm Beach Gardens, professional firms along Clematis Street, and commercial operations from Boynton Beach to Tequesta.
Most Palm Beach clients meet with us virtually — quotes, policy reviews, claims advocacy, and renewals all run by phone, email, and video. When you want face time, we're a short drive south or you can come to our N Andrews Ave office.
What you get is an advisor who knows your file, a carrier panel that treats Palm Beach exposure with the seriousness it deserves, and a renewal process that re-shops the market every year — not a rubber stamp.
The coverage that matters most in Palm Beach County
Three lines drive most of our Palm Beach conversations. Each comes with a county-specific set of decisions you don't want to leave to a generic Florida quote.
High-Value Home Insurance
Palm Beach proper, Manalapan, Jupiter Island, Palm Beach Gardens — guaranteed replacement, separate wind and flood, valuables and art schedules, and umbrella coverage built for estate-grade exposure.
Explore High-Value Home InsuranceCommercial Insurance
Family offices, professional service firms, Worth Avenue retail, downtown WPB hospitality, I-95 corridor construction. Independently-shopped GL, property, workers' comp, cyber, D&O, EPLI, and surety bonds.
Explore Commercial InsurancePersonal Insurance
Bundled home, auto, life, health, and umbrella for Palm Beach families. Personal umbrella limits sized to the household's actual exposure — not a generic $1M default.
Explore Personal InsuranceWest Palm Beach & Palm Beach County
We serve clients across Palm Beach County — West Palm Beach, Palm Beach, Palm Beach Gardens, Jupiter, Boca Raton, Boynton Beach, Wellington, Delray Beach, and beyond. Our advisors are based at our Fort Lauderdale headquarters, a 45-minute drive south.
Headquartered In
2319 N Andrews Ave, Fort Lauderdale, FL 33311
Call Us
(305) 819-3675Every line we write, available across West Palm Beach
High-Value Home Insurance
Guaranteed replacement, waterfront, hurricane, and valuables coverage for $1M+ Florida properties.
high-value home insurance for Florida estatesCommercial Insurance
General liability, property, workers' comp, cyber, and specialty programs for Florida businesses.
commercial insurance for Florida businessesPersonal Insurance
Home, auto, life, health, and umbrella coverage bundled for stronger protection and better rates.
personal insurance for Florida familiesMarine & Yacht Insurance
Hull, P&I, charter, and marina coverage tuned for South Florida waters and hurricane exposure.
marine and yacht insurance for South Florida vesselsAuto Insurance
Agreed-value coverage for daily drivers, exotics, fleets, and classic cars across Florida.
Florida auto insurance for luxury, exotic, and commercial vehiclesRisk Assessment
Vulnerability analysis, gap identification, and mitigation strategies before claims happen.
Florida business risk assessment and mitigation servicesWest Palm Beach insurance — questions we hear most
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Free Consultation
Not sure what coverage you need?
Our licensed advisors will assess your risks and recommend the right protection — at no cost.
Call (305) 819-3675Get Palm Beach coverage built around your life
Free quote. No obligation. Hop on a video call or come down to Fort Lauderdale — we'll match the work to how you want to do it.