About SMAART
Insurance
A legacy of protection and trust built on the foundation of SMAART Company — serving Florida businesses and families since 2018.
Meet Our TeamA Legacy of Protection and Trust
SMAART Company was founded in 2018 by Ray Dominguez with a clear vision: deliver the kind of accurate, relevant, and timely back-office support that growing businesses actually need — without the complexity or the cost of enterprise systems.
From the beginning, risk management was central to that mission. As SMAART's client base expanded across South Florida and beyond, the demand for intelligent insurance guidance grew alongside it. In response, SMAART Insurance was established as a dedicated division — bringing the same precision and client focus that defined the firm to the world of commercial and personal coverage.
Headquartered in Miami, our team combines deep industry knowledge with a technology-forward approach to risk mitigation. We serve businesses across construction, healthcare, real estate, professional services, and more — as well as individuals and families seeking expert guidance on personal coverage.
Today, SMAART Insurance continues to grow — adding strategic partnerships, expanding service lines, and welcoming seasoned professionals who share our commitment to doing right by every client.
2018
Founded
Ray Dominguez establishes SMAART Company in Miami, FL, with a mission to deliver intelligent back-office and financial support to growing businesses.
2022
Gus Gonzalez Joins
Gus Gonzalez comes aboard as Chief Operations Officer, bringing deep financial strategy expertise and accelerating operational growth.
2023
Acquisitions & Mergers
Strategic partnerships and acquisitions expand SMAART's capabilities and client reach across key industries in the Southeast.
2024
Insurance Division Expanded
SMAART Insurance is formalized and expanded as a dedicated division, offering comprehensive commercial and personal insurance programs.
Our Mission
“We are dedicated to providing Accurate, Relevant, and Timely back-office support, along with intelligent financial insights — centralizing operations, automating workflows, and empowering our clients to make smarter decisions with confidence and clarity.”
— SMAART Company Mission Statement
The ARTCA Principle
Five pillars that define how we deliver value to every client, every day.
A
Accurate
Precise data and analysis drive every recommendation we make, so you can trust the information behind every decision.
R
Relevant
We filter out the noise and deliver insights that matter to your specific industry, size, and risk profile.
T
Timely
The right information at the right moment — proactive alerts and responsive service when it matters most.
C
Centralized
All your policies, risk data, and back-office support unified in one streamlined relationship.
A
Automated
Intelligent workflows reduce manual overhead and human error, letting our team focus on strategy — not paperwork.
Meet the Team
Experienced professionals committed to protecting what matters most to you.
Ray Dominguez
Chief Executive Officer - CEO
With over 15 years of experience in financial services, Ray leads SMAART's vision to deliver exceptional insurance and risk mitigation solutions.
Gus Gonzalez
Chief Operations Officer - COO
Gus brings extensive expertise in financial strategy and operations, helping clients optimize their risk management and achieve sustainable protection.
Daniel Corcega
Chief Marketing Officer - CMO
Daniel drives SMAART's market presence and client engagement, ensuring seamless service delivery and brand excellence.
Our Core Values
Professionalism
We hold ourselves to the highest standards of conduct, expertise, and accountability in every client interaction.
Continuous Improvement
We never stop learning. Our team invests in knowledge, technology, and processes to deliver better outcomes.
Client-Centric Approach
Your goals drive ours. We build relationships — not just policies — and measure success by your peace of mind.
Efficiency & Productivity
Smart systems and expert processes mean faster service, fewer gaps, and more value for every dollar spent.
Team-Focused Foundation
Great service starts with a great team. We cultivate a culture of collaboration, respect, and shared purpose.
Frequently Asked Questions
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Free Consultation
Not sure what coverage you need?
Our licensed advisors will assess your risks and recommend the right protection — at no cost.
Call (305) 819-3675Ready to Work Together?
Let's start with a conversation. Our team is ready to learn about your risks and build a protection plan that fits.
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