Insurance & Risk Mitigation,
Where You Live & Do Business
Headquartered in Fort Lauderdale, SMAART Insurance serves individuals, families, and businesses across South Florida — in person at our Broward office or virtually anywhere in the state.
Find Your AreaFort Lauderdale, Florida
Our office sits in the heart of Broward County — a short drive from Miami, Boca Raton, and the Palm Beach coast. Whether you want to meet face-to-face or handle everything virtually, our licensed advisors are ready when you are.
651+
Florida clients have trusted SMAART Insurance with their coverage — averaging 4.9 out of 5 stars across Google reviews. We earn that trust one policy at a time.
South Florida, with Statewide Reach
Click any city to see the coverage that matters most there, the advisors handling that market, and how to get in touch.
South Florida
Headquartered in Fort Lauderdale, serving the tri-county area in person and virtually.
Fort Lauderdale
HQBroward County
Our headquarters and the yachting capital of America — marine, high-value home, and commercial coverage built for South Florida exposure.
Explore Fort LauderdaleMiami
Miami-Dade County
International gateway, condo-tower density, and one of Florida's largest yacht markets — high-value home, marine, and cyber coverage matter most here.
Explore MiamiWest Palm Beach
Palm Beach County
Estate homes, family offices, and a year-round commercial base — high-value home, personal umbrella, and commercial programs lead what we write here.
Explore West Palm BeachNot sure which location fits?
We work with clients statewide — in person from Fort Lauderdale or virtually from anywhere in Florida. Schedule a free consultation and we'll match you with the right advisor for your market.