How do telematics reduce fleet insurance costs?

Telematics reduce costs by providing real-time driver behavior data, earning 5–25% premium discounts, improving loss experience, and providing litigation defense evidence.

What telematics data do insurers value most?

Hard braking, speed compliance, HOS, dashcam video, and rapid acceleration data are most valued.

How quickly does SMAART respond to inquiries?

We aim to respond to all inquiries within 24 hours on business days. Urgent matters related to active claims or coverage issues are prioritized for same-day response.

Can I schedule an in-person consultation?

Yes, we welcome in-person meetings at our Fort Lauderdale office. You can also schedule virtual consultations via video call. Contact us to book an appointment at your convenience.

Is the initial consultation free?

Yes, your first consultation with SMAART Insurance is completely free. We'll review your current coverage, assess your needs, and provide recommendations with no obligation.

What information should I have ready when contacting SMAART?

Having your current insurance policies, business details (revenue, employee count, industry), and a list of your primary concerns helps us provide the most accurate guidance during our initial conversation.

Does SMAART offer support outside business hours?

For claims emergencies, most of our carrier partners offer 24/7 claims hotlines. For general inquiries, our team is available during business hours, but you can submit a request anytime through our website.

Can I request a quote through the contact form?

You can mention your quote needs in the contact form, but for the fastest response, we recommend using our dedicated Get a Quote page which guides you through a structured quote request process.

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2319 N Andrews Ave
Fort Lauderdale, FL 33311

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Mon–Fri: 9:00 AM – 5:00 PM EST

Closed on weekends and federal holidays

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You can reach us by phone, email, or through the contact form on this page. Our office is located in Fort Lauderdale, FL, and our team is available Monday through Friday, 9:00 AM to 5:00 PM EST.

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